The government has now removed the ability to negatively gear investment properties from 1 July 2027 that were purchased after 12 May 2026 if they are not brand new properties. So what can I buy that will still allow me to negatively gear? · Off the plan or new apartments · Off the plan or newly completed townhouse/villa · A newly built duplex · A house and land package · Purchasing a block of land and building a house on it · P

Are the cost of living increases tugging at your budget? Are you trying to come up with ways to increase your cash flow? Here are a few suggestions to modify your current expenses to leave more money in your pocket at the end of each month: · Ask your bank if they are providing you with the lowest interest rate possible? A simple phone call may instantly reduce your monthly loan repayments. · If your bank is not interested in providing you with a cheaper interest

In the past few days, the media has gone crazy with the news that the low deposit government scheme for first home buyers has been...

When applying for a home loan, all of your existing liabilities (debts) are listed on your application. All of these liabilities reduce...

An article was released in the major Australian newspapers this week about a 52 year old divorcee who was rejected for a home loan. While...

A reverse mortgage is for those over 60 years of age who require a loan against their home but have retired or are about to retire. The...

Are you considering buying an apartment off the plan, i.e. while the property is under construction or before building has even started?...

Do you think about how your children will be able to afford their own home and if there is anything you can do to help them? There is a...

A mortgage broker acts as an intermediary between a borrower (someone looking for a home loan or mortgage) and lenders (like banks,...

Are you thinking about your retirement and if your superannuation balance will be enough to cover your living costs? Have you considered...