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Helping your children buy their first home

Many Gen Y'errs of today have good jobs and solid incomes. Their job security and income would allow them to obtain a loan large enough to buy in today's market. However, coming up with the deposit and stamp duty is what is holding people back from owning their first home. Many parents would love to help their children get into the market, but do not feel comfortable guaranteeing the full value of their own home toward it, or don't have 20% in cash to give to their children. There's another way of getting your children into the market without having to guarantee your own property in its entirety. It's called Family Pledge. Family Pledge loans allow the parent (or other close family member) t

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